Qualifying Merchant Categories

Fitness clubs and gym memberships

Fitness clubs and gym memberships

Insurance

Insurance

Local transit, rideshares, and commuting

Local transit, rideshares, and commuting

Phone, internet, and cable services

Phone, internet, and cable services

Popular streaming services

Popular streaming services

Utilities

Utilities

1. Limited Time Spend Offer: You must opt in to be eligible for this offer. This promotional period runs from opt in date through 9/15/2026. This bonus offer is non-transferable and applies only to cardholders who receive marketing communications for this offer. You will earn a $10 statement credit for each qualifying transaction that posts to your eligible One Key® or One Key+™ Mastercard® account during the promotional period, up to a maximum of three (3) transactions ($30 total). Qualifying transactions include transactions at retailers whose merchant category codes include: Fitness clubs & gym memberships: Includes monthly or annual memberships at traditional fitness clubs and athletic gyms. Insurance: Includes insurance premiums paid directly to insurance providers. Purchases made through third‑party administrators, membership programs, or promotional enrollment offers may not qualify. Local Transit, rideshares and commuting: Includes local public transit and rideshare services. Parking fees, tolls, fuel purchases, vehicle rentals, and intercity travel may not qualify. Phone, internet, and cable services: Includes monthly phone, internet, and cable or satellite television services. Device purchases, installation fees, pay‑per‑view charges, and streaming subscriptions billed separately may not qualify. Popular streaming services: Includes cable and other pay television, digital goods, books, movies, music, and continuity/subscription services. Subscription eligibility is based on how the streaming provider processes the transaction. Third‑party billing or bundled services may not qualify. Utilities: Includes residential utility services such as electricity, gas, water, and waste management. Fuel dealers may not qualify. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which transactions qualify. Statement credits will post within 1-2 billing cycles after qualifying transactions post to your account. “Purchases” that do not apply to this offer and do not earn rewards include: cash advances and cash equivalents of any kind (such as ATM charges, cash advances (including overdraft protection advance), traveler’s checks, money orders, pre-paid gift cards, peer-to-peer payments, and wire transfers); balance transfers; disputes, illegal actions, and violations (such as disputed or illegal purchases or purchases that violate the terms of your agreements); fees and interest of any kind (such as late fees, returned payment fees, monthly or annual fees); gambling transactions of any kind (such as bets or wagers transmitted over the internet, casino gaming chips, lottery tickets or off-track wagers). Cash advances and balance transfers may affect the credit line available for this offer. Refer to the One Key Mastercard® Rewards Program Agreement Terms and Conditions or One Key+ Mastercard® Rewards Program Agreement Terms and Conditions as applicable for details. To qualify for this promotional offer, your One Key Mastercard or One Key+ Mastercard® account must be open and not in default at the time of fulfillment.

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